If you’re an Electrician who has just moved to Sunny Queensland only to find your public liability insurance is more expensive, here’s why….
You must have an electrical contractor licence to provide electrical work for others as a sole trader, in partnership or corporation. Under Queensland law you are required to have insurance to apply for a licence.
Insurance requirements for an electrical contractor
Electrical contractors are required, under Section 51 of the ES Regulation to have a contract of insurance approved by the chief executive.
You must have a certificate of currency from your insurer that confirms you have a policy with broadform public and products liability with:
- a limit of indemnity of at least $5,000,000
- consumer protection insurance of at least $50,000.
This policy must cover all of the following:
- liability arising from testing and certification of work in accordance with the ES Regulation
- injury or damage arising from faulty design work performed by you including where you did not charge a specific fee for such design work
- injury or damage arising from incorrect advice including where you did not charge a specific fee for such advice
- goods in your care, custody or control.
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