If you use sub contractors a way to reduce your risk is to check they have their insurance cover, here is 5 things to check
- Do they have their own public liability insurance and is it current?
- Do they have their own income protection insurance or workers compensation cover ?
- What is your excess in the event of an insurance claim that involves a subbie?
- Does your insurer pay if a subbie is injured while working for you?
- Is your subbie qualified and licensed to do the work you need them for?
Still not sure talk to the team 1300 046787
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