Public liability insurance does a great job of protecting your business against injury claims, loss or damage claims made by a third party as a result of your negligence, and with most policies that will extend to cover your products (if Broadford or Product Liability… Read More »Public Liability Insurance What’s Not Covered?
FAQs for tradesmen insurance
Protecting Your Tools with General Property Cover A carpenter without tools is an office worker, a mechanic with tools is pushing it, a plumber without tools is up shit creek. Most tradies cover their public liability insurance risk, a lot organise cover for their… Read More »Protecting Your Tools with General Property Cover
Working at Heights Whether it’s a death, total and permanent disability, income protection, personal injury claim, worker to worker injury claim or third-party property claim, height is still a Tradies biggest threat. Safety regulators Australia wide have warned and educated but tradies and workers are… Read More »Heights, Still Tradies Biggest Threat
Many hands make light work and often as tradies you need the support of a subcontractor, however, if there is an injury or property damage by that subcontractor is it likely to be covered under your public liability policy? Are subcontractors covered in my Public… Read More »Are subcontractors covered in my Public Liability Policy
Does Public Liability Cover Faulty Workmanship? Public liability insurance protects you and your business against the financial risk of being found liable for negligence. This may be for property damage or personal injury to a third party. However if that loss is the result of… Read More »Does Public Liability Cover Faulty Workmanship?
Insure Tradies can offer more trades quotes through Calibre Specialty Liability Insurance policies are issued by Calibre Commercial Insurance Pty Ltd . Calibre Specialty Liability Insurance is very specialised and caters for the more complex or high exposure liability risks across a wide range of trades… Read More »More Trades Offered Quotes By Insure Tradies
You may think you’re well covered, but your business may be underinsured or even uninsured if something goes wrong. If so, recovery could be very difficult. On a basic level, a liability refers to your responsibility to others. Liability insurance will protect you and… Read More »Liability Insurance for Tradies
If you’re an Electrician who has just moved to Sunny Queensland only to find your public liability insurance is more expensive, here’s why…. You must have an electrical contractor licence to provide electrical work for others as a sole trader, in partnership or corporation. Under Queensland… Read More »Queensland Electricians Public Liability
If you use sub contractors a way to reduce your risk is to check they have their insurance cover, here is 5 things to check Do they have their own public liability insurance and is it current? Do they have their own income protection insurance… Read More »Check Your Sub Contractors Insurance
Carpenters have some specific insurance needs based on the risk associated with the construction industry, the following checklist will help you understand the risks. 1) Product Liability Product Recall The use of lower-quality materials, not following specifications or building codes and Defective work may result in substantial… Read More »5 Things Carpenters Should Consider When Buying Insurance