Scaffolding Public Liability

Scaffolding Public Liability Insurance

Public Liability Insurance For Scaffolding Companies

Public Liability Insurance quotes for Scaffolding Contractors from $2500 pa $10 Million Cover.

  • Australia wide coverage
  • Instalment payment options*
  • Free claim service
  • Complimentary phone risk assessments (If required)
  • Same day Certificate of Currencies
  • $5 Million cover starting at $229 per month±
  • We use up to 9 Insurers  Δ
  • Most policies include product liability
  • $5 million, $10 million and $20 million dollars cover options

Call us or complete the request below

Call us 1300 046 787

Once completed the team will match you up with a range of leading Australian Insurers



Insurers used by Insure Tradies include

AIG insurance for tradies Allianz Tradies Insurance berkley_australiaBrooklyn tradies insurance Calibre Tradies Insurance CoversureCGU Logo_No Tag_RGB Chubb trade insurance      QBE_builders-insurancevero-builders  zurich-public-liability

Our partners have consented to the use of these logos

As part of the Steadfast network we are part of the biggest network of insurance brokers in Australia and New Zealand and have partnerships with over 150 insurance providers locally and internationally. Which means we can find what’s right for you: from general business insurance cover to the most niche products.

* Instalment options for your tradies insurance, will be offered by a third party finance company
± Price will depend on cover required, your occupation, experience, postcode and turnover

Δ Not all insurers will offer quotes for all occupations

Insurance for Aussie Tradies

Insure Tradies Team

Scaffolding Insurance

Public Liability Risk for Scaffolders

Overall the Public Liability risk for this occupation is high, although the risk at the premises is fairly limited for scaffold contractors, as there would be few visitors, unless there is a scaffold hire/rent operation on-site. The types of work conducted will affect various exposures. The main risk associated with work at the site/s includes: (a) The risks of materials falling from or being blown from height and cause injury to people or property; (b) Unauthorised access, attractive nuisance; (c) Performance of hot work, smoking; (d) Liability to sub-contractors, vicarious liability for sub-contractors; (e) Damage to customer and other third party property; (f) Business interruptions e.g. from interruption of gas, electricity or water supply; (g) Third party injuries from tools, equipment and materials; and (h) Frequent movement of cranes and material handling equipment and liability for accidents caused by such unregistered mobile machinery/equipment. Construction and other busy work sites present serious risks depending on the relationships between the insured and other tradesmen/contractors on-site. Good risk management of on-site risks is essential. Contract Works insurance will be required for large scale projects. If the insured lease out equipment/scaffold equipment such lease agreement should specify the adequate instruction for customers about how to use such equipment. Scaffolding construction industry is highly regulated. Equipment failure or malfunction could result in serious injury or death and therefore, strict compliance with manufacturer’s instruction is important. Any alteration or misuse of such equipment will increase the exposure. It is important for the underwriter/adviser to establish the details of all major contracts because of the variety of possible work/projects undertaken, as it will give some idea of the potential hazard and exposure.

 

 

budget for tradies

Tradies Winners From Budget 2016

Budget a winner for Tradies

Wilhelm Harnisch CEO of Master Builders Australia says tradies and builders in the $200 billion building industry are winners from the 2016 Federal Budget. He also says it will have a positive effect on housing affordability.

“The 2016-17 Budget is a win for tradies and Australia’s $200 billion building and construction industry,” Wilhelm Harnisch CEO of Master Builders Australia said.

“This Budget should act to underpin a boost in building industry confidence, through targeted growth measures and a credible budget repair strategy to take Australia into the next decade,” Wilhelm Harnisch said.

“It provides the settings that will enhance the capacity to strengthen the nation’s economic stability, future growth path and greater investment; fundamental requirements for a strong building industry,” he said.

“The various Budget measures will allow the building industry to play a positive role in the rebalancing of the economy,” Wilhelm Harnisch said.

Source: MBA.ORG

 

Insurance for Aussie Tradies

Insure Tradies Team

 

Any advice that may have been given is general advice only, please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

insuretradies.com.au operated by Insure 247 Pty Ltd ACN 612944215 is an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433. If you a make purchase from insuretradies Referal Partners Insure247 Pty Ltd will be paid a fee the amount of which will vary according to the term of service

 

$10Mill Public Liability for a Landscaper For $516pa

Public Liability Cover for a Landscaper

Landscapers and Gardner Insurance

Insurance for landscapers

Insure Tradies recently found $10 million public liability insurance for a landscaper for $516pa, the landscaper from Queensland was a sole trader with a turnover under $50,000. The policy also includes product liability cover and we can quote for Tools of Trade as well. $5 million, $10 million and $20 million dollars cover options. Australia wide coverage.

Click here to arrange your Quote

As part of the Steadfast network we are part of the biggest network of insurance brokers in Australia and New Zealand and have partnerships with over 150 insurance providers locally and internationally. Which means we can find what’s right for you: from general business insurance cover to the most niche products.

* Instalment options for your tradies insurance, will be offered by a third party finance company
± Price will depend on cover required, your occupation, experience, postcode and turnover

Δ Not all insurers will offer quotes for all occupations

Insurance for Aussie Tradies

Call us 1300 046 787

Your Quotes will come from the Insure 247 Team

Insure 247

Any advice that may have been given is general advice only, please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

insuretradies.com.au operated by Insure 247 Pty Ltd ACN 612944215 is an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.

landscape-gardener

Income Protection Insurance for Tradesman

Can Tradies Get Income Protection Insurance?

Income Protection Insurance for Tradesman

Tradies need to protect their income as well as there tools, but many tradies are self-employed, If I’m self-employed can I get Income Protection Insurance?

If I’m self-employed can I get Income Protection Insurance?

Most insurers offer self-employed clients an income offering that would help if something happened to you and you were unable to work. When calculating your income protection needs you should consider the number of months you could survive without an income before selling off assets or making drastic lifestyle changes. If you are unsure speak with an adviser.

What if I have just started?

Some insurers will offer you a “newly self-employed clause” which means in the event of a claim they will aggregate your income and pro-rata that against your projected income and that will be the monthly benefit.

When starting you can choose an Agreed Value option where your monthly benefit is agreed with you at the time of application and is based on your income at that time. Or Indemnity Value where your monthly benefit is calculated at the time of your claim and is based on your income at that time.

How much cover can you get?

Income protection cover is normally 75% of gross distributable income from the business before tax.

Is proof of income required to claim?

Depending on the insurer and the length of time you have been self-employed most insurers will not ask for proof of income up to $3000 in monthly cover.

Are Income Protection Insurance premiums tax deductible?

As a self-employed person, your premiums will be tax deductible, and may also be covered in your superannuation, speak to an adviser that can look at the option that suits your needs.

If your business is dependent on your to operate you may also need to consider Business Interruption cover as well. This cover helps with keeping your business running without you

Need to talk to a licensed Life Insurance Adviser?

talktotheteam

Source Quotesonline.com.au

Insurance for Aussie Tradies

Any advice that may have been given is general advice only, please be aware that we have not taken into consideration your needs, objectives or financial requirements. Before deciding to purchase a financial product you should consider the appropriate Product Disclosure Statement to ensure the product is suitable for your needs.

insuretradies.com.au operated by Insure 247 Pty Ltd ACN 612944215 is an Authorised Representative of Ausure Pty Ltd ABN 94 096 971 854 AFSL 238433.